Wire and mail fraud matters · National preparation support
Wire Fraud Restitution: Build a Reviewable Financial Record
Organize proposed restitution figures, payment histories and recovery records in a wire fraud matter alongside defense counsel.
By Joseph De Gregorio · Federal Sentencing Strategist
Founder and President, Sentencing Advocacy Group · November 6, 2026
Request a Private Case Review · (646) 588-8182
Identify the proposed obligation
Keep the request, agreement or proposed order and its supporting schedules together. Record the named recipients, amounts, periods and procedural status. Counsel determines the legal issues. A working summary should not turn a proposed amount into an established obligation or omit an order that already exists.
Create a recovery ledger
Document refunds, repayments and other recoveries with dates, recipients and confirmation where available. Distinguish a restricted asset from a completed distribution. Keep separate the question of what happened to the money and the legal question of how that affects restitution. Do not promise credit for an item merely because it appears in a spreadsheet.
Prepare realistic financial disclosure
Organize current income, assets, liabilities and necessary expenses with sources. Identify ownership interests, restrictions and uncertain valuations. Counsel should direct required disclosure and any communication concerning payments. A realistic plan must acknowledge uncertainty and should not rely on speculative income or undisclosed assets.
Use published analysis as a preparation guide
Joseph’s Bloomberg Law article on fraud payback hearings is linked in the publication column. Its practical connection is the need for a traceable record before consequential financial decisions. SAG can organize the chronology, source index and questions for counsel. The article’s title is not a promise of savings in an individual matter.
Continue your preparation
- Fraud Customer Loss Records
- Forfeiture versus restitution
- Restitution hearing preparation
- PSR financial disclosure
Does SAG determine the restitution amount?
No. Counsel addresses the legal issues and the court determines any order. SAG can organize the agreed supporting file and practical preparation.
Sources and a defined preparation assignment
Official context: Department of Justice: Restitution Process. Sources checked November 6, 2026. Counsel evaluates the applicable law, dates and individual facts.
Work directly with Joseph to define the scope, authorized recipients and review dates. Agreed deliverables can include a personal and professional chronology, indexed supporting records, factual questions for counsel and a practical preparation schedule. SAG does not manage legal responses or provide forensic accounting. An engagement does not automatically establish privilege.
SAG serves clients nationwide from New Jersey, with travel arranged for cases. SAG is not a law firm. No charging decision, sentence, placement or release date is guaranteed.
For defense counsel: Discuss Support for Your Client. Share your role, stage and next deadline, not sensitive financial records or privileged advice, in the initial inquiry.